No... not if you are building on one of our lots or you own the lot we are building on. A 5% deposit is all that is required with the Builder Agreement of Sale. There is one settlement when construction is done and depending on the price point, the purchase can be financed with a standard conventional mortgage, FHA or VA loan. If you are purchasing a building lot for us to build on, a construction loan can finance the entire process. We can put you in touch with lenders to match your financing needs.
Yes! With years of design experience, we will help you make modifications to the floor plans and amenities to customize your building plans and give you everything necessary to get your home just the way you want it.
How much does it cost per square foot to build a home?
How long will it take to build my home?
How do I know what I can afford to build?
Yes. If you qualify for a mortgage for the new house while still owning your current home there is nothing preventing you from building a second home. And, if you plan to sell your current home and move into the new home when it's done, we can put you in touch with a real estate agent to help you market and sell your home and coordinate both sales. If you do not qualify to carry mortgages on both homes, we do offer home sale contingent arrangements for some locations and can put you in touch with a real estate agent to sell your house.
Absolutely! Everyone's needs and tastes are different. We will guide you through the many selections from the style and finish for your cabinets and granite counters, to color and style selections for the carpet, hardwood or tile, to color choices for the exterior of your home including siding, the roof and shutters.
Yes. We have designed and modified floor plans many times. Whether you start with a floor plan you have or select one of ours, we can customize and build your dream home so it's exactly what you want.
If none of the lots we have suits your needs, just let us know what you are looking for and we can help you locate a suitable building lot.
Horizon Custom Builders not only builds houses, we also do additions, renovations or makeovers, and finish basements. As we build you house, share with us your plans for finishing the basement so that we can plan the basement layout based on your future plans.
No, not unless you want to. Options and upgrades can be added to the sale price and financed with the mortgage.
Yes. Most developments will have at least one model home for you to walk through.
Prior to signing the Builder's Agreement, you should select who you are using for your mortgage financing, get pre-approved and obtain a Mortgage Pre-Approval Letter and Closing Cost Estimate which are to be provided when you sign the Agreement of Sale. You will need to contact the lender within 10 days of executing the Builder's Agreement to make your formal mortgage application and start the loan process.